Investing Small Amounts - NZ

How can I start investing with just a small amount of money?

  • How to Invest with Just a Few Dollars

    You don’t need thousands to start investing. In New Zealand, platforms like Sharesies make it simple to invest with as little as $5.

    Use Sharesies

    Sharesies lets you buy fractional shares starting from $5. There's no minimum deposit unless you’re using Auto-Invest (which requires a $5 minimum per auto transaction).

    Start with ETFs or Index Funds

    Exchange-Traded Funds (ETFs) and other index funds are great for beginners. They spread your money across many companies, reducing risk and simplifying diversification.

    Invest What You Can Afford

    There's no pressure to invest regularly. Start with whatever you can afford, and build up over time. Even occasional investing can make a big difference long-term.

    Micro-investing is a smart way to build wealth over time, even if you’re starting small. With the right tools and mindset, anyone can begin investing.